We are at the end of our rope.

Folks we are in a serious financial bind now. We have stretched our landlady's patience and goodwill to the breaking point and now must find the funds to not only pay back rent but an increase of $200 that we can't afford any more than the current rent.

She has been more than kind and forgiving but we have pushed her limits and I don't hold any ill will to her at all.

In order to move we need money, can't stay because we don't have money so we are in a pickle.

I am behind in rent to the tune of $3000. (rounding it up for remainder of last month and this month).$1200 for last month, 1600 for this month.

I have to pay storage, car insurance, SDGE, phones, internet and haven't paid my credit cards that I lived off for two months.

Personal loan? And pay it off with what? I make about $1200 a month and Jon is variable due to being part time.

In order to find a new place that is within reason we need double that much to fund starting over in a place that doesn't exist in our budget.

Getting a second job for me isn't going to help. Selling my jewelry doesn't even pay for the Etsy fees.

I've used up all of my previous 401k money not on frivolous things (well 2 purchases were) but used it for paying bills and living expenses for the past five months. I know how to budget but how do you budget when you're already scraping the bare minimum of needs?

San Diego is one of the most expensive places to live which means we're stuck.

We are looking at being homeless and/or living separately to save money. We have a cat as well and that compounds the problem of living arrangements.

This isn't a pity plea, this is an  honest call for help because I don't know how to see our way out of this. Why didn't I start looking for a new place before? Because it would be the same conclusion or worse. Jon hasn't had a job and no one would even consider renting when I don't have enough income to cover rent.

We are adamant about going through this together either mentally and emotionally or physically. Whichever way it works out we're together.