Wednesday, November 4, 2020

Still struggling but hanging on

As some may have heard, unemployment in CA was extended so Jon has payments coming in but about a third of before. So he's getting roughly $840/month from the 1200 he was getting with the extra boost. Along with having to register my car and do a few other things we are now hiccuping in rent. I was 250 short last month but since this is an all senior complex they are sympathetic and it is month to month to boot. I'm paying what I can when I get it but other bills have suffered.  

Currently have no car insurance as that payment bounced last week. A few smaller incidental things like Costco membership and my commercial free Pandora music have expired. I closed my  Etsy shop as that payment bounced as well and I am now negative in both checking accounts because of those. Work is still work but no overtime is being offered though we're still getting the extra $100 on out checks still. I looked at my vacation and sick time and together those add up to about 120 hours. I don't need to take the time off but if I wanted to cash out the 60 hours of vacation I could.  Looking at everything that is being taken out of my check I lose about half of my income to taxes, medical and 401k contribution. 

My car is still hanging in there as well but am using about a tank of gas in a week. Not good. I can still get gas at Costco we just can't buy anything in the actual store without paying for my membership. Credit score is hanging by a thread at just below 500 due to credit cards not being paid for months. Really need to invest in lottery tickets at this point.

So, that is all the downsides of what has been happening. Jon and I are still happy as we can be together. Still sharing jokes and jibes at each other which makes everything brighter. I was in the bedroom with Rocky and the door closed so Jon could eat in the front room in peace. I sneezed not thinking anything of it (we've got dry weather season which brings on sneezing for me). My phone rings, Jon is calling me and I think oh, he's going to tell me it's okay to let Rocky out, nope. "Bless you." is all he said. I just about fell out of my chair laughing! Such a sweet dear man and can't imagine not having him around.

In other news, as of this writing we will have a new president FINALLY! By a slim margin but our four years of embarrassment, anger, fear and struggle will be ending. I heard Joe Biden's speech from the bedroom as Jon watched and it was like a breath of fresh air to hear coherent, articulate, compassionate words from a true leader. He learned from one of the best presidents in recent memory and it'll take a while (and much gnashing of teeth and screaming from the current cheeto in chief) who thinks he can sue states to recount or not count ballots or something.  Good god, I hope he gets escorted out and I never want to see his face or hear his voice ever again. I suspect his wife is packing her bags already and making arrangements to move back to NY.

Anyway.... I've been entertaining my fantasy of moving to Washington again, there are some nice mobile homes for sale for way under 100k and some even nicer ones a bit over that. I want a nice home and yard maybe a screen porch for Rocky and a kitchen big enough more than one person can be in it. Is that too much to ask?  Oh I also looked at how much I would get if I decided to collect social security next year and it would be only slightly better than what I am earning right now. Oh and WA doesn't tax retirement income, if I had enough to use that is.

So whatever happens, things are doing okay right now we'll survive and barring nuclear holocaust or domestic terrorist attack, might survive to 65. 

Take care everyone!

I have spoken.

 

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