Honestly, without a large influx of money, there's no way we can afford to move any time soon. I've already showed how much is needed just to move everything from one place to another, not including coming up with the money to buy a new place, so just going to hang tight and keep our heads above water right now. My car needs some maintenance, my teeth need maintenance and so do my eyes. Those are more important right now than finding a new place to live that's more comfortable.
Sometime late January or early March I got an auto deposit from the success share for the previous quarter at HD. It is usually deposited as an extra paycheck, because I didn't work the entire quarter the check was 18 and change. Toward the end of last month I got an email saying that $1.67 was deposited in my 401k account. That I thought I had closed when I asked for a full distribution of what was in it. Okay... wow a whole 1.67, yay yippee. I thought I had read that it would be auto deposited to my account not long after that... well didn't really worry about that given how small it was.
Today I get a piece of mail saying that the $1.67 was rolled over to an IRA account they apparently have set up for people who didn't specify anything. Sounds like I missed some paperwork somewhere. So I set up a profile on the IRA company site and it shows I have 0 in my Future Builders account (401k). Well yeah because you boneheads rolled it over to the IRA that apparently doesn't exist yet???
Wow. All that fuss for less than $2. It would cost $10 to try and get it out again. pffft, if it really is in there what the heck do I do? Leave it? Talk to someone about investing it? Set up a portfolio? Stupidheads. Can't wait to see how much it's worth next year when I have to actually claim that as an asset on taxes.
In other news, I tried to call SS office today but the line is busy and the website says they are having phone issues. I'll try again after 6 and then wait for the following morning for contact. Again to find out how to claim on Dave's retirement SS for me. That extra money would really come in handy. We could actually put a few dollars away here and there and hope neither of us dies before we can use it.
All those pictures of smiling and happy retirees must have had a 7 figure income for 50 years and invested heavily all that time in order to have hundreds of thousands of dollars just waiting to be used.
It ain't like that in real life anymore.
For a nanosecond I actually wondered how much it would cost to just hit the road for a few months and do a road trip including Rocky in the back of the car. Then I remembered how much it cost to rent a hotel room, but we wouldn't be staying in one spot for a week. But there's gas, still have to pay storage but wouldn't have to worry about rent. Go visit places we've never been, see the countryside, you know, enjoy retirement kind of thing.
Nah. Jon is not a traveler. We would have to pack a lot of stuff, consider doing laundry in various places, food would have to be bought out... then there's getting mail and stuff. So no, not practical at all. At least more places would be open for visiting than two years ago when we were living in hotels.
I must be going stir crazy wanting to get out and do stuff like that.
I've never seen the Grand Canyon, never been to Yosemite, although I've seen the redwoods up north thankfully, would love to see the Columbia River Gorge (despite it being burned severely a few years ago), never dipped my toe in the Atlantic ocean (closest point to that is Texas and ohellno for that trip). So there's wishful dreaming again, if we ever get it together and find the money and a place to live up north, that would be the time to do a road trip.
Until then, it's living in a 450 sf box at the edge of a desert doing what we can with what we got.
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